This situation is a little different from most houses. This house has a 200 amp main breaker panel, which feeds 3 subsidiary breaker panels. This is a good technique for house wiring, although it does cost a little more. This method allowed me to shut off the power at the main panel, so the 100 amp sub-panel had no live wires anywhere. But there was still power to some parts of the house. Most houses have just one panel, which contains the main breaker (typically 100 to 200 amps) and a large collection of single pole (120 volt) and double-pole (240 volt) breakers. In these cases, installing a breaker can be done safely, BUT... There are still live wires present. The big wires that enter the panel and feed the main breaker. Avoiding contact with these wires is very important. (Worse would be accidentally shorting the service entrance wires with a metal tool, because they have a huge current capacity, and short-circuiting these wires would create a massive arc, like a big industrial welder, which would continue until something in the circuit was melted. I know of no circuit breaker (other than the main breaker) that protects your service entrance wires from shorting. I have seen 240 volt service entrance wires short together (during a windstorm) and the sparks are spectacular. I was surprised to learn that most step-down transformers that supply houses do not have short-circuit protection.
Note in the above photo that there is no main circuit breaker. This is a main lug type of panel, used as a subsidiary panel (sub-panel). The breaker that feeds this panel is upstream, at the main panel.
Step 2: Connect The Ground Wire
Notes On Screw Tightness:Most circuit breaker panels have instructions that dictate the proper amount of torque (twisting force) to apply to the screw when tightening. This panel specified 20 inch-pounds for #12 and #14 wire. I have never seen an electrician use any type of torque measuring device when installing electrical equipment. But be warned, there is a correct amount of tightening, and it's quite firm. Certain things can happen when the conductors are under full current load, such as heating, thermal expansion and distortion of the round copper wire. If a screw is not tight enough, a wire may begin it's career being secure but eventually become loose after repeated heating/cooling cycles. Of course, if a screw is tightened too much, the threads will strip or the drive slot will strip. Anybody with doubts about tightness should purchase a good quality torque wrench and screwdriver attachments and become familiar with just how tight 20 inch-pounds feels like.
Step 3: Connecting The Neutral Wire
Step 4: The Hot Wire
Wrapping Up:
A Few Thoughts On Fear And Electricity:I studied electrical engineering in college, before switching into mechanical. I studied electronics in high school. For a long time I have understood the fundamentals of electricity, including it's potential to kill. Since my teenage years I have been doing electrical repairs, but I never had the need to add a new circuit breaker until I bought my first house in 1990. I had quite a few reservations about working on circuit breaker panels. A relative showed me how to replace a circuit breaker, and pointed out the dangers. When the main breaker is turned off (in a typical one-panel house) there is still voltage in the panel, at the two big hot wires that feed the main breaker. Touching these wires would require a lot of carelessness. Or stupidity. My only fear is accidentally touching the live metal parts with the wire I'm working on, possibly causing a short and a big nasty arc. Whenever I have shorted something, I've always jumped or jerked my hand away, and it's that involuntary reaction that I figure might pose the biggest risk of injury. After I replaced all the wiring in my first house, I was comfortable with digging into a circuit breaker box. But there is nothing as secure as having a panel with no live wires, such as the sub-panel in this article. I have become a firm believer in organizing the house's electrical system by using subsidiary panels. My preference is too locate a sub-panel near the kitchen, in the garage, on the second floor, etc. I prefer to have all basic 120 volt circuits connected to one of several sub-panels, leaving the main panel to supply only the sub-panels and the larger 240 volt appliances (range, dryer, water heater, well pump)
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